Posts Categorized: Risk Management

Top Culprits of Business Interruption

Posted by & filed under Risk Management.

Today’s evolving risk landscape contains a wide range of intangible threats—cyber-attacks, broken supply chains and the mental health of your employees, to name a few—that all have the potential to cause noticeable business interruption within your organisation. In fact, recent research found that 20 per cent of organisations feel ill-prepared for unforeseen events in 2019. […]

Run Off Cover: Protecting your Golden Years

Posted by & filed under Professional Indemnity Insurance, Risk Management, Run Off Cover.

After successfully running a practice for a number of years, there are a variety of factors to be considered when you start looking at selling your practice, closing your practice, returning to employment with another practice or simply retiring. One of the most important things to bear in mind can be your ongoing liabilities. What […]

WHERE IN THE WORLD | PI Insurance & Legal Jurisdiction

Posted by & filed under Risk Management.

The cover arranged for members of the Landscape Institute through LI Insurance Services will provide cover for claims brought against you anywhere in the world, other than those arising in relation to projects in the US or Canada which are generally excluded. Insurers may be prepared to extend the cover to include the US and […]

What Lies Beneath – Claims, Liability and Limitation

Posted by & filed under Risk Management.

When offering Services to Clients, it is important to recognise that you will retain liability for the work you have undertaken long after the Project has been finished. As such, it is important to bear a number of factors in mind when considering how long to keep your files or maintain Professional Indemnity Insurance. Your […]

Health and Well-being for Self-employed and Freelance Workers

Posted by & filed under Business News, Risk Management, Tips and Ticks.

There are nearly 5 million self-employed people within the UK—that’s 15 per cent of the workforce, according to recent figures from the Office for National Statistics. That’s an increase of 47 per cent more self-employed workers since 2001. And while many may imagine self-employment as a liberating experience, the reality isn’t quite that simple. Despite […]

Upcoming Surprise HSE Construction Site Inspections to Focus on ‘Slow Killers’

Posted by & filed under HSE News, Risk Management.

Beginning 1st October 2018, the HSE will be conducting its latest inspection initiative, focused on the construction sector. Employers can expect HSE surprise inspections to place an emphasis on ensuring workers are protected from long-term health complications, such as occupational lung disease, that typically result from asbestos, silica, wood or other dust exposure. These harmful […]

The Services: The Devil in the Detail

Posted by & filed under Risk Management.

In a recent article (‘Contracts and the Need for Certainty’), we highlighted the importance of ensuring that a formal contract is in place with your Client(s). This helps ensure that both parties are aware of the terms of the appointment, and can assist in safeguarding your position should a dispute arise. However, the simple fact […]

Contracts & the Need for Certainty

Posted by & filed under Risk Management.

ContentsStarting a relationship on the Right Terms “The Boring Bit” “The Foundations” Reasonable Skill and Care Liability and Insurance “The Envelope Agreement” The Contract Itself The Free Contract & Collateral Warranty ServiceYou met the Client for the first time, they were impressed with your suggestions and ideas, a fee has been agreed and off you go. While you are in […]

Unprecedented Rainfall to Batter Britain This Winter

Posted by & filed under Business News, Risk Management.

Nearly 17,000 homes and businesses flooded during the winter of 2015-16, and this winter is supposed to be worse. Britain is expected to experience unprecedented rainfall, with predicted records to be broken by up to 30 percent, according to the Met Office. What’s more, according to the Royal Institution of Chartered Surveyors, 300,000 commercial properties […]

Directors and Officers Are Held More Accountable

Posted by & filed under Business News, Risk Management.

As risk becomes more complicated, Directors and Officers are held more accountable. Since the financial crisis in 2008, claims against directors and officers have grown more frequent, complex and expensive. One reason for this rise is government legislation that has increased business transparency and placed the responsibility on directors and officers. In fact, after new […]